Steps to Borrow a Student Loan | SCC

Steps to Borrow a Student Loan

To borrow a student loan, you must:

  • File your FAFSA;
  • Meet all of SCC’s Admission and Financial Aid requirements;
  • Maintain Satisfactory Academic Progress and;
  • Enroll (and remain enrolled) in 6 credit hours or more for the term for which you are borrowing the student loan.

Steps to Process a Student Loan:

  1. If you are a first time borrower as a SCC student, you will need to login to with your FSAID and password (your FAFSA login credentials) and complete an Entrance Counseling and a Master Promissory Note (MPN). You will find these under the COMPLETE AID PROCESS menu.
  2. Loans are not automatically included in your financial aid package.  A link to request a student loan is available through your Self-Service under the Financial Aid Tile, called “FA Loan Request”.

Click on the hyperlink Loan Request. 

Note: You may cancel your request at any time before submitting the final step.

Verify student information:

  • Home Address
  • Phone Number
  • Email Address
    *If changes need to be made, click the “change” hyperlink under the field you need to update
  • Check box to confirm information is correct and  click “Continue” 
  • Read Loan Request Acknowledgment Statements  
  • Check box to confirm, and click "Continue" 
  • Confirm that you are or are not interested in a student loan by clicking Yes or No and “Submit.” 
  • Enter the amount of student loan you would like to request for the academic year in the Requesting Loan Amount box.  
  • Click Submit

*View more information about borrowing Federals Loans. This webpage will help borrowers understand the federal student loan process and help make informed decisions about student loans.

*The Terms and Conditions and the Rights and Responsibilities of Federal Student Loans are listed on the Master Promissory Note (MPN), which is signed by the borrower who is accepting the loan. If you would like to review this information before borrowing a loan, view a sample MPN for Federal Stafford or Federal PLUS loans. This MPN also provides a sample loan repayment schedule and the necessity for repaying any loans you borrow. (Please note: If you want to borrow a student loan, and need to sign your MPN, please go to

Loan Exit Counseling

Once you have graduated, dropped below half-time status, OR have stopped attending school, all loan borrowers are REQUIRED to complete Loan Exit Counseling at Please note: even if you do not complete the Exit Counseling, you are still responsible for re-paying the loan, as detailed in the Master Promissory Note.