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Financial Aid FAQs

Questions about financial aid? Let us help.

To be eligible for financial aid, you must

  • be a U.S. citizen or eligible noncitizen
  • be registered with the Selective Service, if required by law
  • be working toward a degree, diploma, or certificate
  • be making satisfactory academic progress (SAP)
  • not owe a refund on a federal grant or be in default on a federal educational loan
  • demonstrate financial need (except for the KEES scholarship)

The federal government and ACT will both provide and estimate how much you financial aid you might receive. This is only an estimate, and no amount is certain until you file the FAFSA, but these forms will give you a good, general idea.

Frequently Asked Questions and Answers

Can anybody get financial aid?
How do I know if I’m dependent or independent?
What records will I need to complete the Free Application for Federal Student Aid?
Where can I get financial aid forms?
Do I have to be a fulltime student to get financial aid?
How do I know if I will get any money?
How do I get my refund?
What happens if I don't finish the semester?

Can anybody get financial aid?

The first step in applying for financial aid is to complete the Free Application for Federal Student Aid (FAFSA). This can be done online at FAFSA website. Our Title IV school code is 006960. Your financial information will be sent to us electronically and based on your Estimated Family Contribution (EFC) we will be able to determine if you are eligible for aid.

How do I know if I’m dependent or independent?

If you answer no to all of the questions below, you are considered dependent. If you answer yes to any of these questions, you are considered independent:

  • Were you born before Jan. 1, 1991?
  • Do you have a bachelor's degree?
  • Are you married? (Answer yes if you are separated, but not divorced.)
  • Are you an orphan or ward of the court or were you a ward of the court until age 18?
  • Are you a veteran of the U.S. armed forces?
  • Do you have dependents other than a spouse who receive more than half of their support from you and will continue to do so through June 30, 2015?

 

What records will I need to complete the Free Application for Federal Student Aid?

If you declare yourself independent, you’ll need to gather the information below for you. If you’re married, you’ll need to gather this information for both you and your spouse. If you declare yourself a dependent student, you’ll need the following for you and your parents:

  • Driver’s license and Social Security card (students only)
  • W-2 Forms and other records on money earned in 2013
  • 2013 U.S. income tax return - IRS Form 1040, 1040A, or 1040EZ
  • Records of untaxed income, such as welfare, Social Security, TANF or ADC, or veterans benefits
  • Current bank statement
  • Current mortgage information
  • Business and farm records
  • Records of stocks, bonds, and other investments
  • Copies of records showing child support received or paid during 2013
  • Copies of records showing any income or benefits not mentioned above or reflected in 2013 income taxes
  • A copy of your high school transcript or GED (or statement of proof) may be required by the admissions or financial aid office before financial aid is awarded

 

Where can I get financial aid forms?

Printable forms you may need are below.

Verification Forms

Do I have to be a fulltime student to get financial aid?

Students enrolled less than fulltime who are grant eligible, may receive federal and state grants, but the amount is reduced based on the number of hours enrolled.

How do I know if I will get any money?

Once we receive your information from the Department of Education, we will let you know if there’s anything else you may need to do or any forms we may need. Once an award has been made, you will be able to view it in your Student Self Service account.

How do I get my refund?

To receive your refund/disbursement, visit KCTCSDebitCard.com to activate your refund preference. Once your refund preference is selected, funds are sent from KCTCS to Higher One who then disburses them according to your selection. Please Note: In order to receive a refund/disbursement it’s required that you activate your refund preference at KCTCSDebitCard.com as soon as your card arrives in the mail.

What happens if I don't finish the semester?

Beginning with the 2000 fall semester, a new policy went into effect for financial aid recipients who stop attending classes. Under this new policy, when a student withdraws officially or unofficially from school, a portion of Title IV grant or loan funds must be returned to the Title IV program. The amount to be returned will be based on the actual number of days attended in the term, up through 60% of the term. Both the school and the student will be responsible for returning the funds. In addition, it is possible that you will owe MCTC as well.